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The smartest way to find a mortgage that works for you.

A Mortgage for All Life Situations

Better Options with

Consolidate to an all-in-one mortgage to cut down the mortgage payment amount and increase your cashflow.

Tap into the available equity from appreciation as a revolving credit line and use the fund for any reason, such as home renovation projects or buying passive income properties.

Going through a relationship breakup is hard enough, but trying to find the best mortgage solution on top of that can be difficult. Work with professionals who emphasize client-relationship confidentiality.

Renegotiate the terms of your mortgage and draw the available equity from the property.

Get approved for special programs and incentives exclusive for First Time Home Buyers.

Get approved for special programs and incentives exclusive to New to Canada residents.

Compare best mortgage rates and lending terms with insights from mortgage brokers who are professionals in the industry.

Get approved based on your business gross income and bank statements. Don't let the bank stop you from having the best mortgage.

Qualify for the best mortgage terms from lenders who are supportive of real estate investors owning up to four rental doors.

Find the Right Mortgage for Your Unique Situation

When you need a mortgage, it is essential to consider your life situation. If you are young and have a small income, you may want to get a mortgage with a low down payment and lower monthly payments, but you will have to be careful because you want to avoid getting into trouble if you ever lose your job. On the other hand, if you are retired and have a lot of savings, you may want to pay a larger down payment and have a lower monthly payment, but you will want to make sure you have enough savings to last you for the rest of your retirement, in case you ever need to sell your home. And if you are going to be moving soon, you should take a mortgage that allows you to sell your house quickly in case you have to relocate. You will also want to consider the type of mortgage you want.

Let us walk you through mortgage choices, from your first home purchase to your dream real estate portfolio!


  • Step 1: Book a free consultation with one of our mortgage brokers to review your current situation and determine your plan.

  • Step 2: Lock in the interest rate with a mortgage preapproval to protect you from rising interest rates.

  • Step 3: House shopping with a local real estate salesperson and staying within the budget of the mortgage preapproval to ensure affordability.

  • Step 4: Work closely with a mortgage broker to go through the mortgage approval process. This process phase can be technical so we can help you with that.

  • Step 5: Closing day at the lawyer's office to finalize the mortgage charge and update the Title with your name as the legal property owner.

Contact us today if you have questions on how to use a mortgage to make your dreams a reality!

Mortgage Learning Hub


You Can and You Will Be Approved

Experience brings wisdom.

This is why you work with a 5X Broker of The Year.

Mortgage Approved

We have a history of total funded mortgages of over $2.3 billion since 2008 and counting.

Recognized by Authorities


Proven Track Record

Since est. 2008

Canadian Mortgage Brokerage

Serving Richmond Hill, and neighbouring cities in Ontario.

Award-Winning Brokerage

2018-2022 Mortgage Brokerage Of the Year from Canadian Mortgage Awards

Modern Office Building

You deserve a mortgage that is customized to you.

And there is a mortgage brokerage that believes that too.

One that has been helping clients get approved since 2008.

Over $2.3 billion of mortgage funded in history working with you.

Matrix Mortgage Global mortgage agents and brokers understand the significance of responsible borrowing and lending. Unfortunately, it was an expensive lesson many learned from the Global Financial Crisis in 2008 that happened because irresponsible mortgage lending qualifications were unchecked.

Enjoy the peace of mind from knowing that you are working with someone who has a deep understanding of the mortgage industry and will work smart to get you the best possible deal.

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Smiling Man

Justin W, Richmond Hill

As a first time home buyer I was very nervous about buying a home. The professional staff at Matrix Mortgage Global took the time to answer my questions even after hours. I was very pleased with the service and how I was treated.

Man with Glasses

Jignesh S, Toronto

I'm a self-employed cab driver. I was devastated when my bank, with whom I've been banking with for years turned me down for a mortgage. My business is mainly cash, and I didn't meet the bank's criteria for proving my income. I found Matrix Mortgage Global online and decided to give them a call. I was surprised that I got approved. I thought that if my bank turned me down everyone would. Thanks!


Andrea C, Markham

I had 2 yrs left on my consumer proposal, with the 2nd mortgage offer by Matrix Mortgage Global I was able to pay off the proposal and re-establish my credit

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