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You Can Be Mortgage Approved

RICHVALE 
MORTGAGE BROKER

YOUR BETTER
MORTGAGE AWAITS.

Contact us to get your best offer!

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Remember when qualifying for a mortgage was easy?

It used to be about the Five Cs of Credit.

But somewhere along the line…

mortgages just got complicated with the Stress Test.

You deserve a mortgage that works for you first,

instead of the banks.

A mortgage that puts your needs first,

and the lender’s profit last.

You Can and You Will Be Approved

Experience brings wisdom.

This is why you work with a 5X Broker of The Year.

Mortgage Approved

We have a history of total funded mortgages of over $2.3 billion since 2008 and counting.

Recognized by Authorities

RECA, FSRA, FSCO, BCFSA

Proven Track Record

Since est. 2008

Canadian Mortgage Brokerage

Serving Richmond Hill, and neighbouring cities in Ontario.

Award-Winning Brokerage

2018-2022 Mortgage Brokerage Of the Year from Canadian Mortgage Awards

The smartest way to find a mortgage that works for you.

A Mortgage for All Life Situations

Better Options with

Consolidate to an all-in-one mortgage to cut down the mortgage payment amount and increase your cashflow.

Tap into the available equity from appreciation as a revolving credit line and use the fund for any reason, such as home renovation projects or buying passive income properties.

Going through a relationship breakup is hard enough, but trying to find the best mortgage solution on top of that can be difficult. Work with professionals who emphasize client-relationship confidentiality.

Renegotiate the terms of your mortgage and draw the available equity from the property.

Get approved for special programs and incentives exclusive for First Time Home Buyers.

Get approved for special programs and incentives exclusive to New to Canada residents.

Compare best mortgage rates and lending terms with insights from mortgage brokers who are professionals in the industry.

Get approved based on your business gross income and bank statements. Don't let the bank stop you from having the best mortgage.

Qualify for the best mortgage terms from lenders who are supportive of real estate investors owning up to four rental doors.

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Gain Access to Top Conventional and
Alternative Mortgage Lenders in Canada

Better Options with

ALTERNATIVE MORTGAGE SOLUTIONS

Alternative mortgage solutions give borrowers more options and might be a better fit for those who don't meet the bank's standards.

 

These options might have higher interest rates or different terms, borrowers just have to take them into account and come up with an exit strategy that is affordable in the short and long term.

 

Work with the right lender for your situation, so you can get approved for the best mortgage.

A specialty mortgage product from a Tier-1 Bank in Ontario allows borrowers to get their deposit amount out of the property on the Closing Day.

A specialty product from alternative lenders allows borrowers to lower their mortgage payment amount by extending the amortization period, up to 40 years.

A specialty mortgage product from alternative lenders allowing borrowers to pay only the interest portion of the mortgage throughout the entire Term.

Don't settle for lenders who would only recognize up to 75% of the rental income to offset your debt-to-income ratio. Ask for 100% of the rental income to be qualified.

Modern Office Building

You deserve a mortgage that is customized to you.

And there is a mortgage brokerage that believes that too.

One that has been helping clients get approved since 2008.

Over $2.3 billion of mortgage funded in history working with you.

Matrix Mortgage Global mortgage agents and brokers understand the significance of responsible borrowing and lending. Unfortunately, it was an expensive lesson many learned from the Global Financial Crisis in 2008 that happened because irresponsible mortgage lending qualifications were unchecked.

Enjoy the peace of mind from knowing that you are working with someone who has a deep understanding of the mortgage industry and will work smart to get you the best possible deal.

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Qualifying for a mortgage used to be easier than it is now.

But it doesn’t mean you can’t get professional help to qualify.

Reasonable mortgages are accessible to borrowers today.

Smiling Man

Justin W, Richmond Hill

As a first time home buyer I was very nervous about buying a home. The professional staff at Matrix Mortgage Global took the time to answer my questions even after hours. I was very pleased with the service and how I was treated.

Man with Glasses

Jignesh S, Toronto

I'm a self-employed cab driver. I was devastated when my bank, with whom I've been banking with for years turned me down for a mortgage. My business is mainly cash, and I didn't meet the bank's criteria for proving my income. I found Matrix Mortgage Global online and decided to give them a call. I was surprised that I got approved. I thought that if my bank turned me down everyone would. Thanks!

Woman

Andrea C, Markham

I had 2 yrs left on my consumer proposal, with the 2nd mortgage offer by Matrix Mortgage Global I was able to pay off the proposal and re-establish my credit

About Richvale

Richvale neighbourhood is divided into two communities, namely North Richvale and South Richvale. This neighbourhood has historically seen several sawmills next to the ponds along the Don River but now have disappeared.

Richvale is a neighbourhood in Richmond Hill that borders Carrville on the North side, Bayview Glen on the East side, Thornhill on the South side, and Patterson in the City of Vaughan on the West side.

Other notable neighbourhood in Richmond Hill, Ontario

Richmond Hill is a city in the south-central York Region, Ontario, Canada. It is the York Region's third most populous municipality and the 28th most populous municipality in Canada. The city is home to the David Dunlap Observatory telescope, the largest telescope in Canada.

 

The 2016 Census recorded a population of 195,022, an increase of 5.1% from 2011. The average household income in Richmond Hill is $100,900, which is 34% higher than the Canadian average and 26% higher than the provincial average. The city's employment rate is 66.36%, with the most prevalent occupations being in the business, finance and administration sectors.

Directions from Richmond Hill Public Libraries and Member of Parliament to Richmond Hill Mortgage Broker | MMGB

Directions from Nearby Community Centres to Richmond Hill Mortgage Broker | MMGB

Directions from Nearby Banks to Richmond Hill Mortgage Broker | MMGB

Walk Score to Richmond Hill Mortgage Broker | MMGB

Time in Richmond Hill, Ontario

Directions from Nearby Mortgage Broker to Richmond Hill Mortgage Broker | MMGB

Directions from Richmond Hill Public Libraries and Member of Parliament to Richmond Hill Mortgage Broker | MMGB

Richmond Hill Neighbourhoods

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